Bees and wasps
Wildlife of Panama
Most bees and wasps will not be a problem for you as long as you dont disturb them or their nests.
Africanized honey bees (also spelled Africanised honey bees) are around in some areas. The sting of the Africanized honey bee is no more potent than another variety of honey bee, and they have a similar appearance. Africanized honey bees are more dangerous because they are more easily provoked, quicker to swarm, attack in greater numbers, and pursue their victims for greater distances.
Wasp
nest on the underside of a leaf.